To avoid problems, it is better to provide bank employees with a complete package of documents for the transaction.
The document indicates the reason for the refusal. The person whose transaction was blocked can send an explanation to the bank and prove that the transaction was legal. To do this, you can provide contracts with counterparties, protocols of negotiations, acts and any other documents.
Banks are required to check these documents and respond within seven days. If the arguments do not convince the financial institution and the transaction is still not carried out, then it is necessary to contact the interdepartmental commission at the Central Bank. They are required to respond to the request within 20 days.
Each of us at least once in our lives lent money to a friend or relative. But few people document the transaction. It is very important to draw up a promissory note, which will protect you from trouble and help you return all the borrowed funds.
What is a promissory note and what should it argentina business email list look like?
In what cases are promissory notes issued?
How to collect a debt on a receipt
Collection procedure
What could go wrong
Anastasia borrowed 20,000 rubles from her friend Nikolai. They agreed that the girl would pay off the debt in 3 months.
On the appointed date, Nastya transfers the entire amount to her friend. However, Nikolai began to claim that he gave her 30,000. The girl refused to pay the extra 10,000 rubles. After which the man began to threaten.
If a receipt had been drawn up, Nikolai would not have had the right to ask for more than the appointed amount.
How to write a receipt
Many may mistakenly assume that a debt document must be drawn up only when transferring a large amount, for example, 100 or 500 thousand rubles. However, this is not true. It is better to be on the safe side than to be deceived and lose finances.
